Heavy or ongoing substance abuse can change how the brain and body work. These changes can make it nearly impossible for people to stop using addictive substances on their own. Many people require intensive treatment and continuing support to maintain sobriety.
While substance abuse and addiction can negatively impact every aspect of your well-being, most people with addiction do not seek treatment. Many people worry about how to pay for the treatment they need. This can prevent them from seeking life-saving treatment.
Fortunately, health insurance plans typically cover some or all costs related to addiction recovery. This article will explore how to seek addiction treatment with Aetna insurance. You will learn:
- If Aetna covers drug and alcohol addiction treatment
- What types of treatment Aetna covers
- How to verify the details of your insurance plan
- Where to find rehab facilities that accept Aetna
Staying committed to your recovery can be challenging, but getting treatment can help. Reach out to the Archstone Behavioral Health specialists to explore our treatment programs. Find out more about our recovery support programs, verify your insurance, or set up an intake appointment by contacting us today.
Does Aetna Pay for Rehab?
The 2010 Affordable Care Act (ACA) requires insurance companies to provide coverage for mental health and substance use disorder (SUD) treatment. Public and private health insurance plans (including Medicare and Medicaid) typically cover some or all of the cost of addiction treatment.
Aetna offers a wide range of health insurance plans. Plans cover different treatment options. It is important to verify the details of your specific insurance plan. This will help you understand what treatment facilities, services, and programs are covered under your plan.
Finding a treatment facility that is in-network with Aetna is also crucial. This means that the facility accepts Aetna insurance, ensuring that your services are covered at the highest rate.
What Levels of Care Will Aetna Insurance Cover?
Before starting treatment, a medical or addiction specialist will assess your recovery needs. You may undergo a substance abuse evaluation, which consists of:
- A mental health and medical history
- Information about your past and current substance use
- A family history of SUD
- A physical exam
- Lab testing
This information will help your treatment team develop the most effective recovery plan. Depending on your needs, you may attend inpatient or outpatient rehab.
Aetna provides coverage for a range of addiction treatment services and programs, including:
- Medical detox programs
- Outpatient rehab programs
- Intensive outpatient programs (IOPs)
- Partial hospitalization programs (PHPs)
- Dual diagnosis treatment
- Medically-assisted treatment (MAT) programs
- Behavioral health care, including medications, appointments, and therapy
- Medical care and medications
- Tests and screenings
Aetna covers drug and alcohol rehab programs in many levels of care to meet a wide range of needs.
How Can I Verify the Details of My Insurance Plan?
Aetna offers a range of insurance programs. Each program has different coverage and in-network providers. It is important to check the details of your specific plan to ensure you understand what services and programs it covers.
There are several ways to verify the details of your Aetna insurance plan. You may:
- Contact Aetna insurance specialists by calling the number on the back of your insurance card
- Explore the details of your plan on Aetna’s website
- Ask the insurance specialists at your treatment center for assistance
The insurance specialists at Archstone Behavioral Health are happy to verify the details of your insurance so that you can focus on your recovery. Contact us to learn more about our programs or to get help verifying the details of your insurance plan.
How to Find A Rehab Center That Accepts Aetna
Before starting a treatment program, your treatment team will assess your needs and recommend a level of care. Finding an in-network rehab facility that offers the care you need is important.
There are several ways to find a rehab center that accepts Aetna insurance. You may:
- Ask your medical or mental health provider for a referral to in-network programs
- Explore in-network treatment facilities on the Aetna insurance website
- Speak to an Aetna representative about your treatment options
- Contact the specialists at a treatment center to find out if it is in-network for your insurance
If a treatment program is not covered by Aetna, you can still get the life-saving treatment you need. Many rehab facilities offer payment plans to help make getting treatment more affordable. Instead of paying all at once, people can make affordable monthly payments.
Archstone Behavioral Health is in-network for Aetna Better Health insurance. Contact our insurance specialists to learn more about how your Aetna plan may cover the cost of rehab.
Find Treatment Now
If you or someone you love struggles with substance abuse or addiction, you are not alone. Effective, compassionate treatment is available at Archstone Behavioral Health.
Reach out to our intake specialists to explore our treatment and recovery support programs. You may also contact us with questions, for assistance verifying your insurance, or to schedule an intake appointment.
